Banking and Finance Projects
Impact and Incidence of tax evasion How poor tax morale and tax evasion impacted the Government’s spending ability during the pandemic
Researchers chose to conduct the survey in Mumbai and Thane, these being two prominent urban areas in Maharashtra which has the has been the highest contributor to Direct Tax Collections from Assessment Year 2014-15 to 2018-1943. Maharashtra also consistently tops…
Location: Maharashtra
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Financial inclusion of women during the pandemic: The role of Jhan Dhan accounts and cash transfer
Data was collected from 3 sets of respondents: women respondents, BC respondents and FI respondents between the month of March 2022 to May 2022.Morsel had translated the questionnaires in Kannada, Odia, Hindi and Punjabi, digitised them, provided in-house training to…
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Improving Accountability in Electricity Supply: A Field Experiment in Rural India
Brian Blankenship, () , Johannes Urpelainen () , and Jason Wong ()
MORSEL conducted a study to investigate whether information and citizen empowerment can improve participatory governance and in the long run quality of electricity supply in rural India. This project is directed by Brian Blankenship, Johannes Urpelainen and Jason Wong. This project consists sample size of…
Location: Sitapur district of Uttar Pradesh
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Transport, taxation, employment and effect on flow of goods in India : Evidence from Pan India Truck Driver’s survey
Jonathan Dingel ( from University of Chicago ) , and Prabhat Barnwal ( from University of Chicago )
Morsel is collecting data from 12 different cities in 12 states of India. Morsel is collecting data by surveying a total of 1350 truck drivers and 240 transport firms. This research project aims at understanding the effects of policy-induced transportation…
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Impact Analysis of Financial Literacy Program
GIZ , Nabard , Microfinance Opportunities , and FINO
GIZ and NABARD have been cooperating in the programme to strengthen the management and operation of Short-Term Cooperative Credit Structure (CCS), to promote access to financial services of self-help group (SHG) members and to enhance Financial Inclusion through Business Correspondents (BCs) in rural…
Location: Uttar Pradesh
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Consumer Understanding of Branchless Banking
This randomized control trial is evaluating Financial Literacy Program run by FINO Fintech Foundation (FFF) in association with Microfinance Opportunities (MFO) and International Finance Corporation (IFC – The World Bank Group) Using Financial Diaries methodology, MORSEL collected data in the real-time from 12 villages in Jaunpur and Mau…
Location: Jaunpur and Mau districts Uttar Pradesh
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Financial Capabilities of Rural Low-Income Households in India
Microfinance Opportunities , Nabard , and GIZ
GIZ and NABARD have been cooperating in the programme to strengthen the management and operation of Short-Term Cooperative Credit Structure (CCS), to promote access to financial services of self-help group (SHG) members and to enhance Financial Inclusion through Business Correspondents (BCs) in rural…
Location: Orrisa, Karnataka, Uttarakhand and Rajasthan
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Impact of Financial Literacy Program
ShoreBank International Ltd, based in Washington DC, implemented a project on Financial literacy and Sub-K. Sub-K is a mobile banking platform with a growing agent network that targets poor and un(der) banked households in India to give them affordable access…
Location: Andhra Pradesh, Bihar, Chattishgarh, Maharashtra and Madhya Pradesh
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